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SHOCKING: Business personal finance - You Need To See This

Here’s how spousal benefits can boost your Social Security payment by thousands of dollars

‘Social Security gives you two doors, your benefit and your spouses, and the great thing is that you get to walk through the better of the two,’ one expert says

The Independent UK

Wealthy Americans are turning to dollar stores in droves as inflation continues to bite

Walmart and Dollar General saw higher December traffic, showing shoppers are seeking savings, even at stores they do not typically visit

The Independent UK

'I Didn't Even Know I Had a Pension': Retiree's Shock Discovery Reveals Common Mistake Millions of Americans Make

Many Americans forget or overlook the retirement benefits from past jobs for decades, only to realise they are entitled to a pension in their retirement.

International Business Times UK

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5 of the most expensive appliances to run in 2026 – and how to stop them from driving up your energy bills

We reveal the worst offenders and give expert tips on how to reduce their electricity usage

Woman & Home

Turn a $3,000 Tax Refund into $12,000: The 529 College Savings Plan

Discover the power of investing your tax refund in a 529 education savings plan. Learn how a one-time investment can grow significantly over time, offering tax advantages and flexibility for education expenses.

International Business Times UK

Where Should You Retire in 2026? The Best US States Ranked

Explore the top states for retirement in 2026, focusing on quality of life, healthcare, affordability, and safety. Find out why Florida, California, and Texas top the list.

International Business Times UK

A Market Crash Isn't Your Greatest Retirement Risk: The Real Threat Lies Closer to Home

Retirees are conditioned to think that market risk is the main threat to their future, but here's the real danger — and how to bring it under control.

Kiplinger

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4 Smart Ways to Use Your Tax Return for Financial Planning

Don't just file your tax return and forget about it. Reviewing it will reveal how financial decisions have played out, and how to make better ones in future.

Kiplinger

Jumbo CD vs High-Yield Savings: Which is the Best Place to Store $100k?

If you're looking to stash some cash away in a less risky venture, I'll break down two of the best accounts to consider.

Kiplinger

Markets Will Always Be Volatile: Your Retirement Doesn't Have to Be

Instead of worrying about the markets and running out of money in retirement, you might consider buying an annuity that guarantees you a lifetime income.

Kiplinger

When Family Emergencies Strike, Advisers Can Provide Something Clients Need Even More Than Financial Advice

In the middle of a crisis, financial advisers who help families slow down, clarify roles and communicate effectively can deliver their greatest value.

Kiplinger

Your Side Hustle Is Growing Up—Here's How to Treat It Like a Real Business

If your side hustle brings steady income and real responsibility, you need better systems. Treating it like a real business does not mean making it complicated. It means creating structure so you stay in control as it grows.

International Business Times

How to retire well – whether you’re starting a 401(k) in your 20s or withdrawing from it in your 60s

In many ways 401(k) retirement accounts are like a race: you need a different approach to the middle and end to the one you needed at the start

The Independent UK

We're 67 With $3.1 Million. My Husband Loves His Part-Time Work, but It's Holding Us Back From Traveling in Retirement.

We retired last year at 67. My husband works two days a week, but it's interfering with the dream vacations I want to plan. Help!

Kiplinger

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International Business Times UK

Retirement Crisis: Most Americans Have Less Than $1,000 Saved, NIRS Report Finds

Discover the looming retirement savings crisis in America, where the average worker retires with just $955 in savings. Learn why savings are falling behind, the decline of employer pensions, and why Social Security isn't enough.

The Independent UK

The best cash ISAs and savings accounts in March before Bank of England vote on interest rates

Top deals beat inflation by more than 1% say money experts

Kiplinger

Unlock Housing Wealth and Tax Benefits by Adding Lifetime Annuities to Your Retirement Plan

Combining a QLAC with a HECM can help mass affluent retirees secure guaranteed lifetime income, tax advantages and liquid savings to cover late-in-life expenses.

International Business Times UK

4 Critical Reasons to Reconsider Refinancing Your Student Loans

Discover the pros and cons of refinancing student loans. Learn when it makes sense to refinance and when to avoid it, especially if you have federal loans or are pursuing loan forgiveness.

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International Business Times UK

Is $2 Million Enough? Experts Weigh In on Retirement Timing and Financial Security

Explore why many Americans hesitate to retire even with $2 million in savings. Discover insights on balancing financial security with enjoying your healthiest years, and learn how the 4% rule can support a comfortable retirement lifestyle.

Kiplinger

The '1% More' Rule For Your 30s and 40s

Adding just 1% more can have a transformative impact on your retirement savings and spending. See how this painless hack works.

The Independent UK

How Gen Z use group chats and TikTok to boost their savings

Young people are ‘re-writing the rule book when it comes to money’

Kiplinger

I Want to Travel, My Wife Wants to Donate 10% of Our Income: Can Our Retirement Budget Survive Both?

We asked wealth planners if "tithing" (donating 10%) makes sense in retirement.

Kiplinger

Do You Believe You Can't Retire? You Need to Read This

Americans often delay or redefine retirement because they have a lack of clarity and confidence in their financial plan. Here's how you can fix that.

Kiplinger

Per Stirpes vs Per Capita: The Beneficiary Rules Most Families Have Never Heard Of

Understanding the difference between per stirpes and per capita can determine whether your grandchildren receive an inheritance or are unintentionally left out.

Kiplinger

Approaching Retirement? You May Be Taking More Risk Than You Think

Pre-retirees in the critical "retirement red zone" often take on significantly more risk than they want or are comfortable with. Here's how to fix that.

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